Standard Chartered has announced a significant partnership with DCS Card Centre to support DeCard, a next-generation credit card. This card allows trading stablecoins to conduct transactions in the real world. The collaboration is a significant move towards the integration of traditional finance (TradFi) and decentralized finance (DeFi) in Singapore.
In accordance with the agreement, Standard Chartered will become the key banking partner of DeCard. The virtual account and API connectivity that it features is the key component of its solution. Such tools will help DCS, which was previously known as Diners Club Singapore, to make virtual accounts of all the DeCard cardholders. This offers real-time identification and effective reconciliation of the receipt payments.
Bridges TradFi and DeFi Solutions Standard Chartered.
This is an advanced connectivity that proposes higher visibility and easier reconciliation. These are essential conditions of a safe and smooth user experience in collections. Standard Chartered will offer full transaction banking and financial markets. Such coverage is top-up, account management, and fiat and stablecoin settlement.
Other important services outlined in the partnership are treasury, liquidity and FX hedging backed by Standard Chartered Financial Markets. Joan Han Chief Commercial Officer at DCS complimented the development. She has observed that robust infrastructure of the bank makes it possible to introduce safe, transparent, and efficient stablecoin payments to mainstream.
Dhiraj Bajaj, the Global Head, Sales TB Fi, Standard Chartered reaffirmed this promise. According to him, the investments by the bank enable it to be the trusted banking partner between TradFi and DeFi. This new partnership will deal with the increasing market demand of regulated digital-asset payment solutions. These solutions will deliver quicker, open, and economical transactions.
DeCard Introduces Credit Limit and D-Vault New Technology.
DCS is the provider of DeCard which is a next-generation provider of global payments with more than 50 years of card-issuing experience. The card incorporates decades of trust and Web3 innovation, and can provide secure and compliant solutions. The products of DeCard offer a flexible credit limit. This is fueled by D-Vault, which is unique account that has innovative digital features.
D-Vault maintains flawless reconciliation and tracking of payments. This enables to spend and repayments to be effective in the same system. This will put the users in complete control of their finances. The joint venture establishes a distinct standard. It shows how regulated digital assets can be terminally incorporated into the mainstream consumer expenditure.
The compliance and security priorities are to create a general trust in stablecoins in their daily living. Moreover, there are already a number of crypto companies to implement the services of stablecoins payments in the country. As an example, in September 2025, OKX introduced OKX Pay, which allows paying with stablecoins in participating stores. One of its developments is DeCard Luminaries which targets Web3 visionaries. It opens some special privileges and high experiences.